Easy Cheap $500 Installment Loans Bad Credit in Tn
Best Personal Loans Tennessee for Good and Bad Credit, Payday and Car Title Loan Laws 2022
Best Personal Loans for Bad Credit in Tennessee 2022
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Best Good Credit Loans in Tennessee 2022
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Payday Loan Laws in Tennessee 2022
According to the law of Tennessee, payday lending is legal. By this law, payday loans are called deferred presentment services loans.
If you run a lending business, you should be licensed under the Department of Financial Institutions, and your clients should be able to verify you here.
Payday loan APR in Tennessee is capped at 460%. This high rate has a few pros and cons.
Pros:
- Easy loans and fast approval for people who are with bad credit.
- Legit business for payday loan lenders.
Cons:
- Many predatory lenders can work in the state of Tennessee.
- High risk of the debt cycle.
- The feeling of easily obtained loans prevents people from learning about more options. And, there are many cheaper opportunities for people with bad credit in 2022.
Yes, that's right!
Many people are easily manipulated by predatory lenders that they have no other options because of their bad credit.
That's NOT true!
We highly recommend – avoid payday loans and car title loans.
That's why we at ElitePersonalFinance have created a guide that helps those with very bad credit to get cheap loans. If you spend some time reading our guide, you'll find how easy it is to get a personal loan that is capped at 35.99%, even if you are with bad credit. There we discuss all options available for people with bad credit. For sure, we will help you avoid predatory payday loans.
Here is our guide.
Full list of Tennessee loan features:
- Allowed amount – up to $500.
- Allowed APR – up to 460%.
- Loan terms – up to 31 days.
- Rollovers – not allowed.
- Allowed fees – less than 15%.
Although payday loans at a very high APR are allowed in Tennessee, the law tries to protect the customers in many ways. Here is how:
- By limiting the allowed amount to only $500.
- By forbidding rollovers. Rollovers actually are a great way for predatory lenders to put people into a debt cycle.
- The law prohibits criminal charges.
- Any company in Tennessee that violates the laws will be prosecuted and have the license revoked. For violating the state law, the lending company will get a fine of $1,000.
Payday Loan Laws in Tennessee by Country
ElitePersonalFinance analysis of payday loan laws by countries in the State of Tennessee.
We haven't found a significant difference between the payday loan laws in Tennessee. If you are with bad credit, here are the laws in Tennessee by country.
| City: | Amount Allowed: | APR Allowed: | Status: |
| Nashville-Davidson | $500 | 460% | Legal |
| Memphis | $500 | 460% | Legal |
| Knoxville | $500 | 460% | Legal |
| Chattanooga | $500 | 460% | Legal |
| Clarksville | $500 | 460% | Legal |
| Murfreesboro | $500 | 460% | Legal |
| Franklin | $500 | 460% | Legal |
| Jackson | $500 | 460% | Legal |
| Johnson City | $500 | 460% | Legal |
| Bartlett | $500 | 460% | Legal |
| Hendersonville | $500 | 460% | Legal |
| Kingsport | $500 | 460% | Legal |
| Collierville | $500 | 460% | Legal |
| Smyrna | $500 | 460% | Legal |
| Cleveland | $500 | 460% | Legal |
| Brentwood | $500 | 460% | Legal |
| Germantown | $500 | 460% | Legal |
| Spring Hill | $500 | 460% | Legal |
| Columbia | $500 | 460% | Legal |
| Gallatin | $500 | 460% | Legal |
| La Vergne | $500 | 460% | Legal |
| Cookeville | $500 | 460% | Legal |
| Mount Juliet | $500 | 460% | Legal |
| Lebanon | $500 | 460% | Legal |
| Morristown | $500 | 460% | Legal |
| Oak Ridge | $500 | 460% | Legal |
| Maryville | $500 | 460% | Legal |
| Bristol | $500 | 460% | Legal |
| Farragut | $500 | 460% | Legal |
| Shelbyville | $500 | 460% | Legal |
| East Ridge | $500 | 460% | Legal |
| Tullahoma | $500 | 460% | Legal |
| Goodlettsville | $500 | 460% | Legal |
| Springfield | $500 | 460% | Legal |
| Dyersburg | $500 | 460% | Legal |
| Sevierville | $500 | 460% | Legal |
| Dickson | $500 | 460% | Legal |
| Greeneville | $500 | 460% | Legal |
| Athens | $500 | 460% | Legal |
| McMinnville | $500 | 460% | Legal |
| Elizabethton | $500 | 460% | Legal |
| Soddy-Daisy | $500 | 460% | Legal |
| Lakeland | $500 | 460% | Legal |
| Portland | $500 | 460% | Legal |
| Middle Valley | $500 | 460% | Legal |
| Red Bank | $500 | 460% | Legal |
| Arlington | $500 | 460% | Legal |
| Lewisburg | $500 | 460% | Legal |
| White House | $500 | 460% | Legal |
| Crossville | $500 | 460% | Legal |
| Collegedale | $500 | 460% | Legal |
| Seymour | $500 | 460% | Legal |
| Martin | $500 | 460% | Legal |
| Millington | $500 | 460% | Legal |
| Lawrenceburg | $500 | 460% | Legal |
| Manchester | $500 | 460% | Legal |
| Union City | $500 | 460% | Legal |
| Paris | $500 | 460% | Legal |
| Clinton | $500 | 460% | Legal |
| Brownsville | $500 | 460% | Legal |
| Alcoa | $500 | 460% | Legal |
| Hartsville/Trousdale County | $500 | 460% | Legal |
| Atoka | $500 | 460% | Legal |
| Lenoir City | $500 | 460% | Legal |
| Covington | $500 | 460% | Legal |
| Bloomingdale | $500 | 460% | Legal |
| Fairview | $500 | 460% | Legal |
| Winchester | $500 | 460% | Legal |
| Fairfield Glade | $500 | 460% | Legal |
| Signal Mountain | $500 | 460% | Legal |
| Jefferson City | $500 | 460% | Legal |
| Humboldt | $500 | 460% | Legal |
| South Cleveland | $500 | 460% | Legal |
| Ripley | $500 | 460% | Legal |
| Lexington | $500 | 460% | Legal |
| Oakland | $500 | 460% | Legal |
| Milan | $500 | 460% | Legal |
| Nolensville | $500 | 460% | Legal |
| Pulaski | $500 | 460% | Legal |
| Harrison | $500 | 460% | Legal |
| Dayton | $500 | 460% | Legal |
| Fayetteville | $500 | 460% | Legal |
| Savannah | $500 | 460% | Legal |
| La Follette | $500 | 460% | Legal |
| Greenbrier | $500 | 460% | Legal |
| Newport | $500 | 460% | Legal |
| Green Hill | $500 | 460% | Legal |
| Church Hill | $500 | 460% | Legal |
| Millersville | $500 | 460% | Legal |
| Lynchburg, Moore County | $500 | 460% | Legal |
| Henderson | $500 | 460% | Legal |
| Pigeon Forge | $500 | 460% | Legal |
| Harriman | $500 | 460% | Legal |
| Munford | $500 | 460% | Legal |
| Erwin | $500 | 460% | Legal |
| Sweetwater | $500 | 460% | Legal |
| Kingston | $500 | 460% | Legal |
| Loudon | $500 | 460% | Legal |
| Tellico Village | $500 | 460% | Legal |
| Rockwood | $500 | 460% | Legal |
| McKenzie | $500 | 460% | Legal |
| Mount Carmel | $500 | 460% | Legal |
| Jonesborough | $500 | 460% | Legal |
| Eagleton Village | $500 | 460% | Legal |
| Dunlap | $500 | 460% | Legal |
| Lafayette | $500 | 460% | Legal |
| Bolivar | $500 | 460% | Legal |
| Sparta | $500 | 460% | Legal |
| Madisonville | $500 | 460% | Legal |
| Mount Pleasant | $500 | 460% | Legal |
| Thompson's Station | $500 | 460% | Legal |
| Oak Grove | $500 | 460% | Legal |
| Smithville | $500 | 460% | Legal |
| Ashland City | $500 | 460% | Legal |
| Whiteville | $500 | 460% | Legal |
| Oliver Springs | $500 | 460% | Legal |
| Spurgeon | $500 | 460% | Legal |
| Coopertown | $500 | 460% | Legal |
| Selmer | $500 | 460% | Legal |
| Pleasant View | $500 | 460% | Legal |
| Tiptonville | $500 | 460% | Legal |
| Lake Tansi | $500 | 460% | Legal |
| Rogersville | $500 | 460% | Legal |
| Harrogate | $500 | 460% | Legal |
| Medina | $500 | 460% | Legal |
| Gatlinburg | $500 | 460% | Legal |
| Louisville | $500 | 460% | Legal |
| Trenton | $500 | 460% | Legal |
| Waverly | $500 | 460% | Legal |
| Algood | $500 | 460% | Legal |
| Livingston | $500 | 460% | Legal |
| Huntingdon | $500 | 460% | Legal |
| Oneida | $500 | 460% | Legal |
| Hohenwald | $500 | 460% | Legal |
| Colonial Heights | $500 | 460% | Legal |
| Unicoi | $500 | 460% | Legal |
| Centerville | $500 | 460% | Legal |
| Camden | $500 | 460% | Legal |
| Etowah | $500 | 460% | Legal |
| White Bluff | $500 | 460% | Legal |
| Wildwood Lake | $500 | 460% | Legal |
| Jasper | $500 | 460% | Legal |
| Newbern | $500 | 460% | Legal |
| Christiana | $500 | 460% | Legal |
| Decherd | $500 | 460% | Legal |
| Somerville | $500 | 460% | Legal |
| Dandridge | $500 | 460% | Legal |
| Bean Station | $500 | 460% | Legal |
| Shackle Island | $500 | 460% | Legal |
| South Pittsburg | $500 | 460% | Legal |
Car Title Loans in Tennessee 2022
Auto title loans in the state of Tennessee are allowed, but there is one catch.
The cost is limited to 1/5 of the loan amount plus 24% APR.
Best Auto Loans for Bad Credit in Tennessee 2022
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Best Auto Loans for Good Credit in Tennessee 2022
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FHA Loans in Tennessee
Tennessee has 95 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Anderson County to a high of $1,083,650 for a 4-bedroom unit in Cannon County.
| County: | Single Unit Limit (lowest): | Four-Plex Limit (highest): |
| Anderson County | $331,760 | $638,100 |
| Bedford County | $331,760 | $638,100 |
| Benton County | $331,760 | $638,100 |
| Bledsoe County | $331,760 | $638,100 |
| Blount County | $331,760 | $638,100 |
| Bradley County | $331,760 | $638,100 |
| Campbell County | $331,760 | $638,100 |
| Cannon County | $563,500 | $1,083,650 |
| Carroll County | $331,760 | $638,100 |
| Carter County | $331,760 | $638,100 |
| Cheatham County | $563,500 | $1,083,650 |
| Chester County | $331,760 | $638,100 |
| Claiborne County | $331,760 | $638,100 |
| Clay County | $331,760 | $638,100 |
| Cocke County | $331,760 | $638,100 |
| Coffee County | $331,760 | $638,100 |
| Crockett County | $331,760 | $638,100 |
| Cumberland County | $331,760 | $638,100 |
| Davidson County | $563,500 | $1,083,650 |
| Decatur County | $331,760 | $638,100 |
| Dekalb County | $331,760 | $638,100 |
| Dickson County | $563,500 | $1,083,650 |
| Dyer County | $331,760 | $638,100 |
| Fayette County | $331,760 | $638,100 |
| Fentress County | $331,760 | $638,100 |
| Franklin County | $331,760 | $638,100 |
| Gibson County | $331,760 | $638,100 |
| Giles County | $331,760 | $638,100 |
| Grainger County | $331,760 | $638,100 |
| Greene County | $331,760 | $638,100 |
| Grundy County | $331,760 | $638,100 |
| Hamblen County | $331,760 | $638,100 |
| Hamilton County | $331,760 | $638,100 |
| Hancock County | $331,760 | $638,100 |
| Hardeman County | $331,760 | $638,100 |
| Hardin County | $331,760 | $638,100 |
| Hawkins County | $331,760 | $638,100 |
| Haywood County | $331,760 | $638,100 |
| Henderson County | $331,760 | $638,100 |
| Henry County | $331,760 | $638,100 |
| Hickman County | $331,760 | $638,100 |
| Houston County | $331,760 | $638,100 |
| Humphreys County | $331,760 | $638,100 |
| Jackson County | $331,760 | $638,100 |
| Jefferson County | $331,760 | $638,100 |
| Johnson County | $331,760 | $638,100 |
| Knox County | $331,760 | $638,100 |
| Lake County | $331,760 | $638,100 |
| Lauderdale County | $331,760 | $638,100 |
| Lawrence County | $331,760 | $638,100 |
| Lewis County | $331,760 | $638,100 |
| Lincoln County | $331,760 | $638,100 |
| Loudon County | $331,760 | $638,100 |
| Macon County | $563,500 | $1,083,650 |
| Madison County | $331,760 | $638,100 |
| Marion County | $331,760 | $638,100 |
| Marshall County | $331,760 | $638,100 |
| Maury County | $563,500 | $1,083,650 |
| Mcminn County | $331,760 | $638,100 |
| Mcnairy County | $331,760 | $638,100 |
| Meigs County | $331,760 | $638,100 |
| Monroe County | $331,760 | $638,100 |
| Montgomery County | $331,760 | $638,100 |
| Moore County | $331,760 | $638,100 |
| Morgan County | $331,760 | $638,100 |
| Obion County | $331,760 | $638,100 |
| Overton County | $331,760 | $638,100 |
| Perry County | $331,760 | $638,100 |
| Pickett County | $331,760 | $638,100 |
| Polk County | $331,760 | $638,100 |
| Putnam County | $331,760 | $638,100 |
| Rhea County | $331,760 | $638,100 |
| Roane County | $331,760 | $638,100 |
| Robertson County | $563,500 | $1,083,650 |
| Rutherford County | $563,500 | $1,083,650 |
| Scott County | $331,760 | $638,100 |
| Sequatchie County | $331,760 | $638,100 |
| Sevier County | $331,760 | $638,100 |
| Shelby County | $331,760 | $638,100 |
| Smith County | $563,500 | $1,083,650 |
| Stewart County | $331,760 | $638,100 |
| Sullivan County | $331,760 | $638,100 |
| Sumner County | $563,500 | $1,083,650 |
| Tipton County | $331,760 | $638,100 |
| Trousdale County | $563,500 | $1,083,650 |
| Unicoi County | $331,760 | $638,100 |
| Union County | $331,760 | $638,100 |
| Van Buren County | $331,760 | $638,100 |
| Warren County | $331,760 | $638,100 |
| Washington County | $331,760 | $638,100 |
| Wayne County | $331,760 | $638,100 |
| Weakley County | $331,760 | $638,100 |
| White County | $331,760 | $638,100 |
| Williamson County | $563,500 | $1,083,650 |
| Wilson County | $563,500 | $1,083,650 |
Business Loans in Tennessee
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All Licensed Credit Unions in Tennessee
| Name: | City: | Size (Millions): | Members: |
| ORNL FEDERAL CREDIT UNION | Oak Ridge | $1,354.42 | 151026 |
| ASCEND FEDERAL CREDIT UNION | Tullahoma | $1,508.94 | 135781 |
| EASTMAN CREDIT UNION | Kingsport | $2,520.10 | 130024 |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | Knoxville | $1,016.05 | 121074 |
| TENNESSEE VALLEY FEDERAL CREDIT UNION | Chattanooga | $845.24 | 91814 |
| Y-12 FEDERAL CREDIT UNION | Oak Ridge | $606.24 | 74071 |
| SOUTHEAST FINANCIAL CREDIT UNION | Franklin | $434.57 | 64495 |
| FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION | Memphis | $336.13 | 62885 |
| FIRST SOUTH FINANCIAL CREDIT UNION | Bartlett | $409.57 | 49699 |
| ORION FEDERAL CREDIT UNION | Memphis | $529.62 | 47362 |
| FORT CAMPBELL FEDERAL CREDIT UNION | Clarksville | $435.49 | 45018 |
| ENRICHMENT FEDERAL CREDIT UNION | Oak Ridge | $352.61 | 38872 |
| COMTRUST FEDERAL CREDIT UNION | Chattanooga | $343.09 | 37426 |
| CONSUMER CREDIT UNION | Greeneville | $264.33 | 35589 |
| CORNERSTONE FINANCIAL CREDIT UNION | Nashville | $233.25 | 28221 |
| OLD HICKORY CREDIT UNION | Nashville | $193.14 | 26378 |
| LEADERS CREDIT UNION | Jackson | $156.98 | 25343 |
| CITY OF MEMPHIS CREDIT UNION | Memphis | $227.15 | 24974 |
| THE TENNESSEE CREDIT UNION | Nashville | $247.48 | 23706 |
| U. T. FEDERAL CREDIT UNION | Knoxville | $196.27 | 22345 |
| US COMMUNITY CREDIT UNION | Nashville | $140.90 | 20857 |
| HERITAGE SOUTH COMMUNITY CU CREDIT UNION | Shelbyville | $148.30 | 20725 |
| ALCOA TENN FEDERAL CREDIT UNION | Alcoa | $173.75 | 19252 |
| SOUTHERN SECURITY FEDERAL CREDIT UNION | Memphis | $102.55 | 16889 |
| UNITED SOUTHEAST FEDERAL CREDIT UNION | Bristol | $146.67 | 16609 |
| BOWATER EMPLOYEES CREDIT UNION | Calhoun | $135.50 | 13439 |
| DUPONT COMMUNITY CREDIT UNION | Hixson | $99.43 | 13121 |
| APPALACHIAN COMMUNITY FEDERAL CREDIT UNION | Kingsport | $142.97 | 12401 |
| LOWLAND CREDIT UNION | Morristown | $76.22 | 11808 |
| F A A FEDERAL CREDIT UNION | Memphis | $93.89 | 11607 |
| KIMBERLY CLARK CREDIT UNION | Memphis | $97.28 | 10775 |
| CHATTANOOGA AREA SCHOOLS FEDERAL CREDIT UNION | Chattanooga | $143.24 | 10248 |
| SHELBY COUNTY FEDERAL CREDIT UNION | Memphis | $50.34 | 10010 |
| JOHNSONVILLE TVA EMPLOYEES CREDIT UNION | Camden | $73.74 | 8867 |
| NORTHEAST COMMUNITY CREDIT UNION | Elizabethton | $73.39 | 8660 |
| CITY EMPLOYEES CREDIT UNION | Knoxville | $63.63 | 8462 |
| KEMBA DELTA FEDERAL CREDIT UNION | Memphis | $21.82 | 8193 |
| HOSPITALITY FEDERAL CREDIT UNION | Memphis | $35.70 | 8177 |
| COVENANT HEALTH FEDERAL CREDIT UNION | Knoxville | $36.37 | 7485 |
| HEALTHNET FEDERAL CREDIT UNION | Cordova | $44.37 | 7469 |
| KINGSPORT PRESS CU CREDIT UNION | Kingsport | $61.90 | 7448 |
| KNOXVILLE TEACHERS FEDERAL CREDIT UNION | Knoxville | $182.14 | 7270 |
| VANDERBILT UNIVERSITY EMPLOYEES CREDIT UNION | Nashville | $25.63 | 7132 |
| JOHNSON CITY FEDERAL CREDIT UNION | Johnson City | $39.11 | 7060 |
| KNOXVILLE POST OFFICE CREDIT UNION | Knoxville | $44.53 | 6715 |
| METHODIST HEALTHCARE FEDERAL CREDIT UNION | Memphis | $27.70 | 6632 |
| EMPLOYEE RESOURCES CREDIT UNION | Lawrenceburg | $37.84 | 6578 |
| TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION | Oak Ridge | $95.43 | 6493 |
| FAMILY ADVANTAGE FEDERAL CREDIT UNION | Spring Hill | $33.85 | 6486 |
| CLINCHFIELD FEDERAL CREDIT UNION | Erwin | $68.07 | 6198 |
| CREDIT UNION FOR ROBERTSON COUNTY | Springfield | $35.42 | 5641 |
| RESOURCE FEDERAL CREDIT UNION | Jackson | $27.40 | 5636 |
| EMPLOYEES CREDIT UNION | Nashville | $28.51 | 5533 |
| HOLLEY CREDIT UNION | Paris | $36.64 | 5305 |
| COLLEGEDALE CREDIT UNION | Collegedale | $37.61 | 5270 |
| TRUST FEDERAL CREDIT UNION | Chattanooga | $41.24 | 5181 |
| VERITAS FEDERAL CREDIT UNION | Franklin | $30.51 | 5010 |
| NEW SOUTH CREDIT UNION | Knoxville | $36.02 | 4988 |
| UPPER CUMBERLAND FEDERAL CREDIT UNION | Crossville | $27.52 | 4904 |
| FIRST CHOICE COMMUNITY CREDIT UNION | Knoxville | $38.86 | 4899 |
| NASHVILLE POST OFFICE CREDIT UNION | Nashville | $71.14 | 4858 |
| FIRST COMMUNITY CREDIT UNION | Columbia | $25.17 | 4779 |
| COPPER BASIN FEDERAL CREDIT UNION | Copperhill | $24.36 | 4698 |
| HAPPY VALLEY CREDIT UNION | Elizabethton | $32.27 | 4686 |
| LIFEWAY CREDIT UNION | Nashville | $45.22 | 4664 |
| L G & W FEDERAL CREDIT UNION | Memphis | $94.57 | 4660 |
| MCKEE CREDIT UNION | Collegedale | $12.47 | 4584 |
| HOLSTON METHODIST FEDERAL CREDIT UNION | Knoxville | $15.64 | 4429 |
| LIFE CREDIT UNION | Nashville | $25.07 | 4344 |
| FEDERAL BUILDING FEDERAL CREDIT UNION | Memphis | $37.76 | 4168 |
| HEALTHCARE SERVICES CREDIT UNION | Chattanooga | $15.92 | 4166 |
| GREATER EASTERN CREDIT UNION | Johnson City | $52.65 | 4081 |
| FOOTHILLS FEDERAL CREDIT UNION | Loudon | $36.61 | 3888 |
| CLEVELAND-BRADLEY CTY TEACHER FEDERAL CREDIT UNION | Cleveland | $36.61 | 3867 |
| LAKESIDE EMPLS. CREDIT UNION | New Johnsonville | $36.20 | 3755 |
| N.G.H. CREDIT UNION | Nashville | $7.83 | 3740 |
| PATRIOT EQUITY CREDIT UNION | Jackson | $23.72 | 3734 |
| MIDDLE TENNESSEE FEDERAL CREDIT UNION | Cookeville | $24.60 | 3648 |
| POSTAL EMPLOYEES CREDIT UNION | Memphis | $20.30 | 3629 |
| ELECTRIC SERVICE CREDIT UNION | Nashville | $53.24 | 3626 |
| KNOX COUNTY TEACHERS FEDERAL CREDIT UNION | Maynardville | $25.84 | 3298 |
| ST. THOMAS HOSPITAL EMPLOYEES CREDIT UNION | Nashville | $23.03 | 3181 |
| FIRST KINGSPORT CREDIT UNION | Kingsport | $25.19 | 3175 |
| CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION | Chattanooga | $43.01 | 3152 |
| TENNESSEE EMPLOYEES CREDIT UNION | Nashville | $17.04 | 3135 |
| I TRUST FEDERAL CREDIT UNION | Memphis | $15.10 | 3122 |
| SOUTHERN CREDIT UNION | Chattanooga | $20.50 | 3092 |
| M.P.D. COMMUNITY CREDIT UNION | Nashville | $23.36 | 3075 |
| MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | Memphis | $12.09 | 3020 |
| MOUNTAIN STATES CREDIT UNION | Johnson City | $14.52 | 2972 |
| UPS EMPLOYEES CREDIT UNION | Memphis | $13.39 | 2844 |
| BCBST EMPLOYEES CREDIT UNION | Chattanooga | $8.91 | 2780 |
| WILLIS CREDIT UNION | Nashville | $9.91 | 2611 |
| MEMORIAL CREDIT UNION | Chattanooga | $8.06 | 2534 |
| MOUNTAIN LAKES COMMUNITY FEDERAL CREDIT UNION | Piney Flats | $23.87 | 2474 |
| CITY EMPLOYEES CREDIT UNION | Chattanooga | $9.04 | 2429 |
| EPB EMPLOYEES CREDIT UNION | Chattanooga | $30.50 | 2428 |
| AGC CREDIT UNION | Kingsport | $15.64 | 2414 |
| SEARS FEDERAL CREDIT UNION | Bartlett | $28.39 | 2293 |
| CHATTANOOGA FIRST FEDERAL CREDIT UNION | Chattanooga | $21.85 | 2290 |
| KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION | Memphis | $19.47 | 2185 |
| NASHVILLE FIREMEN'S CREDIT UNION | Nashville | $18.48 | 2174 |
| GATEWAY CREDIT UNION | Clarksville | $12.96 | 2129 |
| N M H CREDIT UNION | Nashville | $14.69 | 2092 |
| MEDED CREDIT UNION | Crossville | $12.19 | 2090 |
| O.M.C. EMPLOYEES' CREDIT UNION | Charleston | $28.47 | 1993 |
| KNOXVILLE LAW ENFORCEMENT FEDERAL CREDIT UNION | Knoxville | $21.95 | 1975 |
| CHURCH KOINONIA FEDERAL CREDIT UNION | Chattanooga | $2.65 | 1973 |
| APPLIANCE CREDIT UNION | Cleveland | $9.24 | 1958 |
| KNOXVILLE FIREFIGHTERS FEDERAL CREDIT UNION | Knoxville | $25.21 | 1850 |
| KNOX CO. EMPLOYEES CREDIT UNION | Knoxville | $8.48 | 1849 |
| P. AND G. JACKSON EMPLOYEES FEDERAL CREDIT UNION | Jackson | $9.08 | 1773 |
| TENNESSEE RIVER FEDERAL CREDIT UNION | Counce | $18.53 | 1771 |
| P.I.A.S. CREDIT UNION | Nashville | $4.93 | 1731 |
| WILTRUCO EMPLOYEES FEDERAL CREDIT UNION | Nashville | $16.53 | 1687 |
| ILLINOIS CENTRAL EMPLOYEES CREDIT UNION | Memphis | $8.58 | 1669 |
| PARTHENON FEDERAL CREDIT UNION | Nashville | $14.95 | 1607 |
| SECURTRUST FEDERAL CREDIT UNION | Memphis | $12.97 | 1600 |
| EMPLOYMENT SECURITY CREDIT UNION | Nashville | $12.25 | 1591 |
| JACK DANIELS EMPLOYEES CREDIT UNION | Lynchburg, Moore County | $19.48 | 1542 |
| I B E W 175 FEDERAL CREDIT UNION | Chattanooga | $3.78 | 1527 |
| SMITH & NEPHEW EMPLOYEES CREDIT UNION | Memphis | $8.78 | 1505 |
| ETMA FEDERAL CREDIT UNION | Louisville | $13.17 | 1437 |
| TENNESSEE DEPARTMENT OF SAFETY CREDIT UNION | Nashville | $7.89 | 1432 |
| BRADLEY INITIATIVE CREDIT UNION | Cleveland | $2.08 | 1425 |
| HEALTH SYSTEMS CREDIT UNION | Knoxville | $6.92 | 1387 |
| OLIVET BAPTIST CREDIT UNION | Memphis | $0.35 | 1363 |
| SEVIER COUNTY SCHOOLS FEDERAL CREDIT UNION | Sevierville | $6.96 | 1291 |
| MID EAST TENNESSEE COMMUNITY CREDIT UNION | Decatur | $6.53 | 1259 |
| DIXIE LINE CREDIT UNION | Nashville | $8.28 | 1201 |
| AGILITY FINANCIAL CREDIT UNION | Memphis | $9.89 | 1200 |
| DUPONT MEMPHIS PLANT EMPLOYEES CREDIT UNION | Memphis | $15.33 | 1200 |
| PATHWAY CREDIT UNION | Cleveland | $5.20 | 1181 |
| MARYVILLE MUNICIPAL CREDIT UNION | Maryville | $13.44 | 1133 |
| GREENEVILLE CITY EMPLOYEES' CREDIT UNION | Greeneville | $8.03 | 1117 |
| ALCOA MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION | Alcoa | $6.17 | 1092 |
| ELEC WORKERS UNION 474 IBEW FEDERAL CREDIT UNION | Memphis | $4.24 | 1034 |
| RIVER CITY UNITED CREDIT UNION | Chattanooga | $10.43 | 984 |
| MEMBERS FIRST CREDIT UNION | Cleveland | $5.01 | 964 |
| OAK RIDGE SCHOOLS FEDERAL CREDIT UNION | Oak Ridge | $6.19 | 964 |
| PARKRIDGE CREDIT UNION | Chattanooga | $3.25 | 928 |
| METROPOLITAN TEACHERS CREDIT UNION | Nashville | $3.38 | 919 |
| KNOXVILLE NEWS-SENTINEL EMPLOYEES CREDIT UNION | Knoxville | $8.03 | 733 |
| ASSOCIATED EMPLOYEES CREDIT UNION | Memphis | $5.57 | 691 |
| GALLATIN STEAM PLANT CREDIT UNION | Gallatin | $5.57 | 681 |
| OLAN MILLS SAVINGS ASSOCIATION CREDIT UNION | Chattanooga | $4.10 | 666 |
| B. M. H. FEDERAL CREDIT UNION | Cleveland | $2.99 | 639 |
| KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION | Memphis | $4.80 | 622 |
| KINGSTON TVA EMPLOYEES CREDIT UNION | Harriman | $2.16 | 615 |
| MCNAIRY COUNTY EMPLOYEES CREDIT UNION | Adamsville | $1.33 | 580 |
| CEMC EMPLOYEES CREDIT UNION | Clarksville | $3.10 | 577 |
| BULAB EMPLOYEES FEDERAL CREDIT UNION | Memphis | $3.49 | 563 |
| TENN-AM WATER CO. FEDERAL CREDIT UNION | Chattanooga | $4.19 | 557 |
| PURITY DAIRIES EMPLOYEES FEDERAL CREDIT UNION | Nashville | $3.36 | 532 |
| ROHM AND HAAS EMPLOYEES CREDIT UNION | Knoxville | $15.72 | 521 |
| GREENEVILLE WORKS EMPLS. SAV. ASSN. CREDIT UNION | Greeneville | $2.32 | 510 |
| BINSY FEDERAL CREDIT UNION | Memphis | $1.54 | 496 |
| CHATTANOOGA COCA-COLA EMPLOYEES FEDERAL CREDIT UNION | Chattanooga | $0.79 | 477 |
| HURD EMPLOYEES CREDIT UNION | Greeneville | $2.70 | 461 |
| BASF CHATTANOOGA FEDERAL CREDIT UNION | Chattanooga | $2.94 | 436 |
| TIMES FREE PRESS CREDIT UNION | Chattanooga | $2.41 | 430 |
| HARDIN COUNTY HOSPITAL EMPLOYEES CREDIT UNION | Savannah | $1.41 | 429 |
| DELTA REFINING CO EMP FEDERAL CREDIT UNION | Memphis | $4.35 | 398 |
| TSU FEDERAL CREDIT UNION | Nashville | $1.29 | 395 |
| MEMPHIS AIR RESERVE FEDERAL CREDIT UNION | Memphis | $2.83 | 372 |
| U. S. T. C. EMPLOYEES CREDIT UNION | Nashville | $2.09 | 345 |
| L.M.P.C.O. EMPLOYEES CREDIT ASSN. CREDIT UNION | Lexington | $0.39 | 335 |
| TVA ALLEN STEAM PLANT FEDERAL CREDIT UNION | Memphis | $2.87 | 320 |
| NEWSPAPER AND PRINTERS CREDIT UNION | Nashville | $1.31 | 319 |
| WCG EMPLOYEES CREDIT UNION | Martin | $0.93 | 285 |
| A.U.B. EMPLOYEES' CREDIT UNION | Athens | $1.24 | 251 |
| MEMPHIS CHAPTER FEDERAL CREDIT UNION | Memphis | $0.44 | 162 |
| CCA KNOXVILLE FEDERAL CREDIT UNION | Knoxville | $0.60 | 118 |
| QUAKER OATS EMPLOYEES FEDERAL CREDIT UNION | Memphis | $0.58 | 103 |
| VESTAL EMPLOYEES FEDERAL CREDIT UNION | Sweetwater | $0.25 | 93 |
| VELSICOL FEDERAL CREDIT UNION | Memphis | $1.17 | 73 |
| LANGSTON BAG CO. EMPLS. SAV. ASSN. CREDIT UNION | Memphis | $0.05 | 51 |
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